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About Us

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We work with independent agents and brokers throughout the country who prefer tailored insurance coverage options to offer their policyholders.

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The long-held approach of a top-down process in creating insurance coverages in our industry is no longer an option. That’s why we listen to agents to understand what their policyholders are asking for and why.

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Then we collaborate and develop creative coverage options that policyholders will prefer.

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We’re here to help you grow your business by

developing products preferred by the policyholders.

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Our Mission

Insurance professionals need an advocate to help them grow their business. As their champion, we will challenge the status quo of how insurance coverage is created and lead the way by developing products their policyholders prefer. By listening to agents and understanding what their policyholders are asking for and why, we can collaborate and develop creative coverage options together. With the backing of the world’s top insurance companies, we will provide tailored insurance that fits the evolving needs of policyholders.

Meet the Team

As a general agency, we’re a team with many players.

 

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Leadership Team

Andy Robinson, Chief Underwriting Officer

Andy Robinson has served as the Chief Underwriting Officer for Prospect General's parent company, Palomar Specialty, since February 2014. Prior to joining our company, Mr. Robinson served as the Vice President of Underwriting, Specialty Property Division at Colony Specialty Insurance Company, a subsidiary of Argo Group International Holdings, Ltd. Prior to Colony, Mr. Robinson held Vice President level positions at DirectFac Inc. and American Re. Mr. Robinson earned a B.A. from San Diego State University and an M.B.A. from University of California, Los Angeles.    

Alexa Evans, REI & AUGold Underwriter

Alexa is currently the lead UW for the Real Estate Investor and AUGold programs. She is a San Diego native and a proud San Diego State Aztec alumni with a M.P.A and a minor in Television, Film, and New Media. She attended SDSU on a Track and Field scholarship for the discus throw and finished as an All-American and 9th at NCAA Nationals. After graduating college, she joined the Prospect General Sales & Marketing team in 2017. In 2018, she transitioned over to underwriting for the Real Estate Investor and AUGold programs. Alexa previously interned with the San Diego Diplomacy Council and arranged diplomatic visits to the city. During the spring, she also coaches track part-time at a local high school.

Robert Beyerle, CPCU, ARe, CIC - Senior Vice President

Robert Beyerle has served as Senior Vice President of Underwriting for Prospect General's parent company, Palomar Specialty, since January 2019.  Prior to joining our company, Mr. Beyerle’s insurance experience includes 16 years with Great American Insurance Company, in their Property and Inland Marine Division and 3 years as a Commercial Insurance Producer with Acordia Southeast.   Mr. Beyerle earned a B.A. from Florida State University.

Clayton Eubank, Product Analyst & Commercial Flood AU

San Diego resident and Southern California native, Clayton has gained the necessary industry experience while working with Palomar Specialty, Prospect General's parent company. Working alongside many talented people Clayton has chosen to further his understanding of the Flood Insurance Market by pursuing a career writing Palomar’s admitted residential and Prospect General’s Excess & Surplus Commercial flood product offerings. Clayton graduated in 2017 with a B.A. in Business Economics from Brown University. He enjoys surfing, camping, and backpacking.

Miguel Garcia Jr, AU

Miguel assists Prospect General as a UW for the REI program. He is also the Underwriter for Palomar Specialty, PGIA's parent company, and joined in September 2016. Prior to Palomar, Miguel worked at Liberty Mutual and Philadelphia Insurance underwriting all commercial lines. A native San Diegan, he earned his B.S. in Management Science from UC San Diego. His main role is evaluating DIC, All Risk, and REI accounts for acceptability by applying appropriate coverages and premium amounts while maintaining/growing broker relationships. He has over 14 years of insurance industry experience.

Craig Bial, Product Development

Craig is a San Diego native who, after graduating from the University of California, Santa Barbara returned home to begin his career. Before joining Prospect General, Craig worked in finance as a business analyst for LPL Financial, the nation’s largest independent broker-dealer. There he specialized in macro-trend analysis with a primary focus on process design and workflow automation.  After developing a strong, root-cause focused approach, he made the decision to join Palomar Specialty Insurance Company as a lead project manager in 2016.  His primary responsibilities while working for Palomar Specialty were in serving as a cross-functional contributor to several key departments, including: Analytics, Compliance, Accounting and Operations. After a quick year had passed, Craig was presented with another opportunity to help assist in the development of Prospect General.  Here, Craig serves as a Product Manager with primary duties focusing on the following: Market analysis and opportunity identification, Product design and distribution, financial analysis and business relationship development.

Our Vision

We know our market; the opportunity to prosper is abundant. But with many players in the field, we have to dig deeper for opportunities and execute smarter. We do this by going after risks others pass over, having vision where others are blind, and rolling up our sleeves to get creative when others walk away. We’re not here to be traditional. We’re here to be innovative.

Our Values

Diversity: We rely on diversity in our employees and agency partners to spark innovation

Collaboration: We believe in the cohesive team over the lone genius

Empathy: We listen to our agents, brokers and end-customers to create unique insurance solutions

Entrepreneurial Spirit: We take calculated risk, and pursue opportunities that others pass over

Creativity: We encourage our employees to think different

Fun: We want all experiences with Prospect to be friendly, and delightful

Join Our Team

 

We’re always looking for collaborative, energetic, motivated and creative go-getters to work with.

 

Join the Team
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Prospect General Insurance Agency, Inc.

7979 Ivanhoe Ave, Suite 555
La Jolla, CA 92037

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