Miguel assists Prospect General as a UW for the REI program. He is also the Underwriter for Palomar Specialty, PGIA’s parent company, and joined in September 2016. Prior to Palomar, Miguel worked at Liberty Mutual and Philadelphia Insurance underwriting all commercial lines. A native San Diegan, he earned his B.S. in Management Science from UC San Diego. His main role is evaluating DIC, All Risk, and REI accounts for acceptability by applying appropriate coverages and premium amounts while maintaining/growing broker relationships. He has over 14 years of insurance industry experience.